Here is what you will learn: How to determine the proper amount of risk for your portfolio. Why laddering is even more important in times of volatility. The proper amount to have in an emergency account and the true role it plays. Why it is even more important now to know who insures different types of money. The new role of the Federal Reserve and why it may lead to more volatility. How the brand-new Secure Act may help you in market downturns. The most dangerous trap to avoid when the market is falling. How to protect yourself from negative interest rates-which are working their way to the U. S. Strategies to employ if you've lost money in a traditional or a Roth IRA.